Ponte Finance has entered a partnership with iDenfy, a Lithuanian RegTech provider specialising in identity verification and AML tools.
The collaboration is aimed at strengthening compliance checks during onboarding processes for both borrowers and investors, claims IDTechWire.
The integration reflects the growing trend among emerging lenders to rely on third-party RegTech platforms for regulatory compliance. For Ponte, the move supports its obligations under the UK’s Money Laundering Regulations, ensuring it can meet risk-based requirements set by the Financial Conduct Authority (FCA).
Ponte Finance operates as a secured lender offering short-term, asset-backed loans. Its borrower and investor portals, hosted at ponte.finance, showcase recent transactions such as a £122,250 buy-to-let loan completed in June. Investors must pass KYC and AML checks before onboarding, with a minimum investment level set at £1,000. Payments are processed through Yapily’s Open Banking integrations, reflecting the firm’s API-driven operating model.
iDenfy provides a wide range of compliance services including identity verification, sanctions and politically exposed person (PEP) screening, AML monitoring, and 3D liveness detection. Earlier this year, it launched a partner programme to drive adoption across multiple sectors and was recognised by G2 as a top-ranked identity verification solution with strong customer satisfaction ratings. Beyond financial services, iDenfy has secured partnerships with mobility firms, crowdlending platforms, and crypto businesses, recently working with Evemo, Venevo and Okazio.
For Ponte, the integration likely extends to document capture, sanctions and PEP screening, as well as investor verification and ongoing monitoring. The approach fits with iDenfy’s commercial model, which offers “pay per approved verification” pricing, enabling clients to align costs with successful onboarding.
By adopting iDenfy’s platform, Ponte is signalling its commitment to efficient digital compliance. Automating due diligence processes allows the company to reduce operational overheads while maintaining regulatory standards. The partnership underlines how technology-driven lenders are embedding RegTech into their infrastructure to support growth while remaining compliant.
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