ID-Pal has strengthened its multi-award-winning document-fraud detection feature, ID-Detect, introducing more advanced capabilities designed to guard against increasingly sophisticated digital manipulation.
The company, which serves financially regulated firms and payments providers, aims to help institutions stay ahead of the escalating threat created by AI-generated fraud.
The update comes as presentation attacks and digital forgery accelerate across the financial sector. AI-enabled manipulation, including deepfakes, synthetic identities and forged documents, has become one of the fastest-growing risks facing compliance teams. ID-Pal said the enhancements are intended to help regulated enterprises counter these tactics before they infiltrate onboarding flows or wider operations.
ID-Pal provides an identity verification platform that uses biometrics, AI and document analysis to support compliance operations across sectors including payments, financial services and lending. ID-Detect, one of its core features, is designed to identify document tampering, fabricated identities and attempts to bypass verification systems.
The upgraded ID-Detect introduces strengthened protection against four types of presentation attacks: screen replay attacks, printed copy attacks, portrait substitution and AI-driven digital manipulation. Its document authentication engine now delivers deeper analysis of pixelation, texture variations, pattern inconsistencies and other visual markers that reveal synthetic or edited documents.
The system automatically “quarantines” suspicious submissions, generating clear reason codes that help compliance teams accelerate investigations and reduce unnecessary manual reviews. By minimising false positives and supporting smoother onboarding for legitimate customers, ID-Detect aims to improve operational efficiency as well as regulatory alignment.
These enhancements arrive as global bodies such as FATF and the EBA continue to call for stronger prevention measures against deepfakes and synthetic IDs. The Payments Association recently reported that 72% of industry respondents consider fraud their most urgent challenge, driven largely by the accessibility of advanced generative tools.
ID-Detect’s impact is already visible at UK car financing platform Finset, which deployed ID-Pal to address rising asset finance fraud. The feature has intercepted more than £3m in attempted fraud in just two years, supporting regulatory compliance while improving operational performance.
ID-Pal head of product Rob Sheehan said, “Fraud teams are under huge pressure as AI threats are continuously evolving. This enhancement ensures our customers stay ahead of that curve. ID-Detect now provides some of the most advanced detection capabilities on the market, giving enterprises a powerful defence against AI-generated document fraud.”
ID-Pal CEO and founder Colum Lyons said, “ID-Pal was founded to empower businesses with identity verification built with world-class technologies. With AI-driven document fraud the biggest threat our industry has ever faced, it is pivotal that businesses have robust tools to that detect and defeat against fraud at every entry point, while ensuring seamless compliance.”
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