MoneyGram has announced a strategic partnership with Oscilar, an AI-native risk decisioning platform, to transform its global risk infrastructure.
The collaboration supports MoneyGram’s AI-first strategy and aims to deliver real-time risk intelligence across its network, enhancing efficiency, agility and performance.
The partnership comes as MoneyGram continues its mission to maintain one of the industry’s most advanced compliance and consumer protection frameworks. Through this collaboration, the company will enhance its platform with adaptive, real-time risk intelligence to keep pace with the rapidly evolving threat landscape.
Founded as a trusted global payments provider, MoneyGram operates one of the world’s largest money transfer networks, covering more than 200 countries and territories. It connects over 20,000 corridors, nearly 500,000 retail locations and five billion digital endpoints, serving over 50 million people annually. The company’s technology enables seamless, affordable and secure cross-border transfers, ensuring compliance with diverse regulatory requirements globally.
Oscilar’s AI Risk Decisioning™ Platform will serve as the backbone of MoneyGram’s next-generation risk infrastructure. The platform is designed for continuous learning, intelligent automation, real-time inference and feedback loops, helping unify fraud, AML and compliance operations within a single scalable environment. This integration is expected to improve detection accuracy, decision speed and readiness for innovations such as MoneyGram’s stablecoin-based offerings.
The partnership will deliver several operational benefits including a unified risk and compliance stack, real-time digital identity authentication, improved operational efficiency and faster data migration — with up to 70% reduction in deployment time. Other features include agentic AI decisioning, automated rule optimisation and enhanced regulatory reporting.
MoneyGram CEO Anthony Soohoo said, “At MoneyGram, we’re reimagining the future of work by embracing AI across all corners of the organization. As part of our transformation, we’re investing in next-generation intelligent infrastructure, positioning ourselves for smarter, faster and safer outcomes. That’s especially important when it comes to our global risk management engine, and that’s where Oscilar comes in.”
MoneyGram Chief Product and Technology Officer Luke Tuttle said, “We’re focused on collaborating with AI-native companies like Oscilar who are leapfrogging their peers and redefining the industry. This partnership reflects our belief that adaptive, intelligent risk management is essential to keep pace with the complexity and speed of global payments – and that not innovating may be the greatest risk of all.”
Oscilar CEO and Co-Founder Neha Narkhede said, “MoneyGram is leading the way in modernizing global payments by embracing an AI-first approach to risk. We’re proud to support its transition to real-time, intelligent and scalable infrastructure that meets the demands of modern payments. This partnership reflects our shared belief that global financial institutions need agile, AI-native platforms to stay ahead of increasingly sophisticated threats.”
Together, MoneyGram and Oscilar are advancing innovation that enhances the customer experience through faster approvals, fewer delays and greater fraud prevention — all while improving cost efficiency and regulatory trust.
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