Tag: FDIC

Embedded finance, the invisible layer stitching lending widgets into e-commerce dashboards, insurance upsells into ride-hailing apps, and payroll advances into HR platforms, has quietly...

California's Department of Financial Protection and Innovation (DFPI) has ordered San Francisco-based Yotta Technologies to pay a $1m penalty after finding the company systematically...

Key US RegTech investment stats in Q1 2026: US RegTech deal activity grew by 36% YoY in Q1 2026 Californian firms secured a third...

Reputational risk has long shaped how the U.S. financial system approaches supervision, governance, and customer trust. For decades, the concept served as a wide-ranging...

A consent order can transform a financial institution’s entire compliance structure overnight. These formal regulatory actions demand swift remediation, greater accountability, and improved oversight—often following...

US federal banking regulators have announced the withdrawal of the Principles for Climate-Related Financial Risk Management for Large Financial Institutions, ending the short-lived guidance...

The Bank Secrecy Act (BSA), passed by the US Congress in 1970, established the foundation for anti-money laundering (AML) compliance in the financial sector....

Faced with rising regulatory scrutiny and ever-growing workloads, internal audit teams within banking institutions are under immense pressure.

Banks in the United States will have more flexibility in how they collect Taxpayer Identification Numbers (TINs) from customers following the introduction of new Customer Identification Program (CIP) regulations by FinCEN, the OCC, and the FDIC.

The Federal Deposit Insurance Corporation (FDIC) has announced three enforcement actions against Discover Bank, headquartered in Greenwood, Delaware, in response to longstanding issues with...