Informed.IQ, an AI-powered loan verification and fraud prevention company, has announced fresh growth capital of $63m.
The company has secured the growth equity investment from Invictus Growth Partners, which is backing Informed.IQ as it accelerates expansion beyond its established base in auto finance, said Financial IT.
The deal adds Invictus to an existing investor group that includes Nyca Partners and US Venture Partners.
Founded to tackle verification bottlenecks and fraud risk across the lending lifecycle, Informed.IQ delivers agentic AI that automates income, employment and document checks while identifying increasingly sophisticated fraud attempts. The platform is already used by seven of the top ten US auto lenders and has supported more than $350bn in loan originations, helping to reduce loan closing timelines from days to minutes.
The new funding will be used to accelerate growth in auto finance while supporting the company’s planned expansion into mortgage lending, consumer finance, tenant screening and government benefits administration. Informed.IQ said these sectors face rising fraud exposure and operational pressure, making real-time, AI-driven verification a growing priority.
The investment comes amid mounting losses across consumer lending. Data cited by the company shows non-mortgage consumer write-offs rose 145% in 2024 compared with 2021, while estimated auto lending fraud exposure has climbed to more than $7.9bn. Informed.IQ argues its scale data advantage allows it to detect fraud patterns that would otherwise go unnoticed.
Informed.IQ’s dataset spans more than two billion lending data points drawn from over 100 million loan documents, creating what it describes as a cross-institution intelligence network. This data is used to train AI models that operate across the full lending journey, from pre-underwriting through servicing, enabling straight-through processing for low-risk loans while flagging anomalies for review.
Westlake Financial Services president Ian Anderson said, “Westlake takes fraud very seriously. Informed.IQ’s AI helps us identify GenAI-fabricated consumer applications and prevent losses in the double-digit millions per year.”
Informed.IQ CEO and co-founder Justin Wickett said, “We’ve built the industry’s most comprehensive lending intelligence platform, enabling faster, more accurate verification and fraud detection that previously was going uncaught, contributing to the rise in losses. This investment from Invictus validates our approach and will fuel our next phase of growth.”
Invictus co-founder and managing partner John DeLoche said, “The nation’s largest lenders trust Informed.IQ’s AI-first platform. Their dataset is a true differentiator. We are honored to work with Justin and the team to accelerate product innovation for their customers and expand these benefits into new markets.”
Invictus co-founder and managing partner William Nettles added, “What stood out about Informed.IQ is that they incorporate years’ worth of historical loan performance data when training their models. We backed them to bring this level of forensic precision to the mortgage and government sectors where the cost of verification errors is the highest.”
The company said the addressable market for AI-powered verification services is approaching $6bn, with lenders increasingly turning to automation to improve compliance, lower operating costs and reduce fraud losses at scale.
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