Valid Systems has launched a data integration on the Snowflake AI Data Cloud, enabling financial institutions to deploy machine learning models within the Snowflake environment for real-time fraud decisioning.
The integration allows any organisation currently operating within Snowflake to access Valid Systems’ suite of offerings without the friction typically associated with data migration or lengthy implementation processes. Using Snowflake’s machine learning containers, the solution processes complex models at the speed and scale required by major financial institutions.
Valid Systems already handles upwards of 70 million transactions each month, guaranteeing more than $6bn in immediately available funds on a rolling basis, whilst supporting round-the-clock decisioning across full account portfolios and millions of customers.
Data security and enterprise-grade governance are handled entirely by Snowflake’s infrastructure throughout the integration. Each decisioning event generates a full audit trail, giving compliance teams the transparency and defensibility they require in an increasingly demanding regulatory climate. As top-down mandates push banks to automate compliance processes more effectively, the ability to act quickly whilst maintaining accountability becomes critical.
Valid Systems is an AI-powered decisioning company specialising in account risk and transaction fraud mitigation for financial institutions. Its platform supports both large banks and smaller organisations by offering continuous, portfolio-wide decision-making capabilities.
By building on Snowflake’s cloud infrastructure, the integration extends enterprise-grade machine learning capabilities to smaller financial institutions and FinTechs that previously lacked access to tools of this calibre — the same tools used by the country’s largest banks now become available regardless of organisational size.
Valid Systems chief technology officer Mike Ring said, “What makes our approach truly differentiated is the depth of intelligence behind every decision. We pair every transaction with a rich set of behavioral features, so our models see the full picture, not just the transaction in isolation. Snowflake provides the horsepower for us to process that volume of data in real time, allowing us to bring sophisticated risk intelligence to financial institutions of all sizes.”
Snowflake director of FSI Data Cloud products Tom Gray said, “Valid Systems’ commitment to helping Snowflake mobilize the world’s data can be seen through the launch of this integration. We look forward to driving deeper value for Snowflake’s AI Data Cloud ecosystem through collaboration with Valid Systems to run complex machine learning models, 24 hours a day, across millions of accounts through Snowflake’s single, integrated platform.”
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