Modern Treasury, a payments operations platform, has announced a partnership with fraud prevention specialist Sardine to bolster transaction monitoring and fraud detection capabilities for businesses processing payments across the US and internationally.
The integration brings Sardine’s real-time risk infrastructure directly into Modern Treasury’s platform, giving customers an added layer of protection against fraudulent activity without requiring separate third-party integrations. The combined solution covers a broad range of payment rails, including stablecoins, ACH, Wire, RTP, FedNow and Push-to-Card, while also enabling wallet screening and automated risk checks as part of stablecoin orchestration workflows.
The partnership addresses a growing challenge in payments: as transactions move faster and become more deeply embedded in software, fraud has grown both in speed and sophistication. The joint solution is designed to allow teams to reduce manual reviews while preserving strong compliance controls, maintain consistent and auditable ledgers, and scale payment operations through a single API covering the full payment lifecycle.
Modern Treasury’s existing platform provides built-in compliance controls, payment rail connectivity, US account infrastructure and ledgering tools to support end-to-end money movement. Sardine’s capabilities layer real-time monitoring and fraud detection on top of this foundation, reinforcing risk and compliance workflows without adding friction to the payment experience.
Sardine co-founder and CEO Soups Ranjan said, “Payments are evolving quickly, and fraud is evolving even faster. By bringing real-time transaction monitoring into Modern Treasury’s robust payments platform, we’re able to help customers stay ahead of threats while delivering seamless payment experiences.”
Modern Treasury co-founder and CEO Matt Marcus said, “Moving money in real time requires real-time risk infrastructure. Sardine’s transaction monitoring capabilities allow us to extend our platform with more advanced fraud detection and compliance tooling, so our customers can move quickly without compromising on security.”
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