Key European RegTech investment stats in H1 2025:
- European RegTech deal activity increased by 13% YoY in H1 2025
- Czech Republic secured two top deals to break into the top European RegTech deals
- Wultra, a Czech cybersecurity startup specialising in post-quantum authentication for financial institutions, secured one of the biggest European RegTech deals of the first half of the year with a $3m funding round
European RegTech deal activity increased by 13% YoY in H1 2025
In H1 2025, the European RegTech sector experienced a modest uptick in both deal activity and funding.
The total number of deals rose to 59, up from 52 in H1 2024, representing a 13% increase.
Similarly, funding grew to $399m, a 10% rise from the $362m raised in the same period the previous year.
This positive momentum stands in contrast to the broader global RegTech downturn, suggesting that Europe may be showing greater resilience or benefitting from a more focused investor interest in compliance and regulatory innovation across the region.
The data indicates growing confidence in Europe’s RegTech ecosystem, particularly among emerging hubs.
Czech Republic secured two top deals to break into the top European RegTech deals
The composition of the top 10 deals in H1 2025 demonstrates a broader geographical spread than in H1 2024.
France and the Czech Republic led with two top deals each, while the United Kingdom, Portugal, Ireland, Denmark, Germany, and the Netherlands each secured one.
In comparison, the H1 2024 leaderboard was led by the United Kingdom with three top deals, followed by Germany with two, and one each from Sweden, Denmark, Luxembourg, Bulgaria, and France.
While the United Kingdom and France remained in the top tier both years, countries like Bulgaria, Sweden, and Luxembourg dropped out in 2025, replaced by newer entrants including the Czech Republic, Portugal, Ireland, and the Netherlands.
This evolving landscape underscores the increasing diversity and dynamism of the European RegTech market, with top deals now spread across a wider range of countries.
Wultra, a Czech cybersecurity startup specialising in post-quantum authentication for financial institutions, secured one of the biggest European RegTech deals of the first half of the year with a $3m funding round
The funding round was led by Tensor Ventures, Elevator Ventures, and J&T Ventures.
As quantum computing poses a growing threat to conventional cryptographic methods, Wultra is at the forefront of building authentication systems capable of withstanding quantum-level attacks.
Its flagship solutions, including a widely adopted smartphone authenticator and a hardware-based device called Talisman—already shipping in the thousands—are trusted by major financial players like Raiffeisen Bank International and Global Payments.
Designed for rapid deployment, Wultra’s developer-friendly tools utilise NIST-endorsed, quantum-resistant cryptography and comply with evolving global standards such as PSD3/PSR1 and eIDAS 2.0.
With plans to expand into Western Europe and Southeast Asia, including a new Singapore office in 2025, the funding will support Wultra’s continued innovation and growth as a critical provider of secure, scalable RegTech infrastructure.
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