Feedzai, an AI-native financial crime prevention platform, has launched Feedzai IQ Score, a network-derived fraud risk scoring tool designed to give banks of every size real-time access to collective fraud intelligence.
The product is delivered via a lightweight API and draws on anonymised, aggregated signals from Feedzai’s $9tn global transaction network. Banks can be up and running within days, with no requirement for historical data, no model training period and minimal operational overhead. For a faster payments use case, institutions need as few as 15 data fields to begin using the solution. Feedzai says early results show the tool detects four times more fraud and generates 50% fewer alerts compared with conventional rules-based systems.
The launch directly addresses what Feedzai describes as a “Silo and Legacy Paradox” — a situation where financial institutions are restricted to internal data sources for fraud prevention while the cost and disruption of replacing existing risk infrastructure remains prohibitive. As fraudsters increasingly attack banks across multiple channels with greater sophistication, relying solely on internal data has become an untenable position.
Feedzai IQ Score is particularly aimed at regional and mid-sized banks, which typically lack the data volumes or in-house AI capabilities needed to build advanced fraud models on their own. The solution uses a federated intelligence architecture, meaning aggregated risk signals travel across the network without any raw or identifiable customer data being shared. The company says this approach removes the compliance risks associated with traditional data-sharing consortiums.
Feedzai operates an AI-native platform focused on fraud and financial crime prevention, serving financial institutions globally. Its transaction network processes data at scale, and its models are built and validated across a broad base of institutional activity. Feedzai IQ Score is available via AWS Marketplace.
Feedzai chief product officer Pedro Barata said, “Fraud has outpaced what any single institution can stop alone. Feedzai IQ Score puts an end to isolated defense by giving banks access to collective insights from across our entire network. Today, we open up this product to institutions of all sizes who now have a ready-made way to make smarter fraud decisions and modernize their defenses without the disruption of fully overhauling infrastructure.”
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