Monavate has partnered with identity verification and anti-fraud specialist Sumsub to embed KYC capabilities natively within its MonavateOne platform.
The live integration allows Monavate’s programme managers to carry out comprehensive identity checks on their end customers directly through the Monavate platform, eliminating the need to source or maintain separate verification infrastructure. By building Sumsub’s verification engine into its API-driven onboarding flow, Monavate centralises compliance oversight while reducing operational complexity across all the programmes it supports.
As a regulated electronic money institution (EMI), Monavate is obligated to own and govern KYC and ongoing monitoring for all customers onboarded through its programmes. The partnership with Sumsub ensures that identity verification remains centrally auditable and meets regulatory requirements across every jurisdiction in which Monavate operates, rather than being loosely delegated to individual programme managers.
The integration delivers a broad suite of compliance capabilities, including global document validation covering identity documents from more than 220 countries and territories, biometric liveness checks and video matching, applicant deduplication across programmes, European ETSI-compliant electronic signature checks, US Social Security Number verification, politically exposed persons (PEPs) and sanctions screening with continuous monitoring, and adverse media checking as part of ongoing due diligence. The integration is currently live across the UK and the European Economic Area, with both parties confirming plans to extend the scope of the partnership as Monavate broadens its international licensing footprint.
Sumsub, trusted by 4,000 businesses globally, brings coverage of more than 14,000 document types across 220-plus countries and territories. The partnership is structured to scale alongside Monavate’s international expansion. The payments sector context underscores why the integration is significant: Sumsub’s 2025–2026 Identity Fraud Report recorded a 180% year-on-year rise in sophisticated fraud attempts — attacks combining synthetic identities, social engineering, and device manipulation — placing growing pressure on regulated infrastructure providers to embed compliance from the ground up.
Monavate general counsel David Nyamatore said, “As a regulated issuer, we have an obligation to ensure that every customer onboarded through our programmes is verified to the highest standard. Our integration with Sumsub delivers exactly that, not as an afterthought, but as a native part of how our platform operates. For our programme managers, this removes a significant layer of complexity. They get access to world-class identity verification infrastructure without needing to build or manage it independently. It is one of the ways we ensure that compliance is a competitive advantage for the businesses we support, not a bottleneck.”
Sumsub head of partnerships, EU/UK, Tom Taraniuk said, “Payments infrastructure providers are under increasing pressure to ensure compliance is built in, not bolted on. Monavate’s approach – embedding verification as a native part of its platform rather than an optional layer – sets the industry standard for what regulated infrastructure should look like. Programme managers operating in complex, multi-jurisdiction environments need to know compliance is handled from the moment they go live. That’s what this partnership delivers. We look forward to expanding the scope of what we can deliver together as Monavate expands into new markets.”
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