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FinCEN’s NPRM signals a reward for collaborative AML tech
FinCEN and the federal banking agencies issued a notice of proposed rulemaking (NPRM) on 7 April 2026 to reform the Bank Secrecy Act's AML/CFT...
Why more AI alerts could mean better AML, not worse
Napier AI's Michael Joseph attended a recent ACAMS New Jersey chapter discussion on the shift from threshold-based transaction monitoring (TM) to AI-driven systems, alongside...
Napier AI: detection, not efficiency, is AML’s real test
Napier AI has weighed in on one of the thorniest debates in financial crime compliance: the gap between what artificial intelligence can theoretically do...
How smurfing and structuring evade FinTech controls
Large cash transactions are simple to flag. A string of smaller ones spread across days, branches or accounts is another matter entirely, which is...
Financial crime’s weakest link? Banks that stop at onboarding
Know Your Customer (KYC) has long been treated as a box-ticking exercise at account opening, but for financial institutions the real danger lies in...
Why FinCEN’s new AML rule changes everything for RIAs
With FinCEN's new anti-money laundering rule taking effect on 1 January 2026, SEC-registered investment advisers are entering unfamiliar territory, where compliance stretches far beyond...
FinCEN’s AI signal is reshaping AML compliance now
On 7 April 2026, the Financial Crimes Enforcement Network (FinCEN) issued a Notice of Proposed Rulemaking that would substantially overhaul anti-money laundering (AML) and...
When is AML screening required for your business?
AML screening is not a practice confined to major banks. Across a wide range of industries, regulatory obligations apply, and the threshold for compliance...
AML compliance strategies for 2026
Anti-money laundering compliance is no longer a back-office obligation that can be handled with static rules and periodic reviews. Financial crime rarely signals its...
What FinCEN’s AML rule delay means for investment advisers
In January 2026, the FinCEN confirmed that the long-anticipated Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) requirements for investment advisers will not come...
