In 2026, the gap between firms that use RegTech and those that don’t is becoming a chasm. Compliance used to be about staying out of trouble; now, it’s about moving faster than the competition. By letting automated systems handle the heavy lifting of monitoring and reporting, firms are freeing themselves to focus on growth. In 2026, what trends and developments are set to lead the way in the RegTech industry?
Research last year found that by 2026, 26% of digital onboarding processes in banking are expected to use AI, which is up from a paltry 8% four years ago. AI is firmly in the limelight now, with the technology used for enhancing regulatory compliance, detecting fraud and mitigating fraud.
The rising cost of traditional compliance and the increasing number of fraudulent activities are driving the adoption of RegTech solutions. With that in mind, RegTech Analyst sat down with a number of the market’s thought leaders to get a grasp on what trends will be dominating in 2025.
Some of the trends outlined during the video include:
- Increased adoption of AI Agents
- Legacy-and-RegTech partnerships
- Heightened uptake of multi-agent capabilities
- Auditability and governance around AI
- New standards around financial crime compliance
A topic raised repeatedly across this outlook for the coming year was the ongoing and powerful rise of artificial intelligence within the operations of RegTech companies. This specifically centers around processes relating to onboarding and KYC, but also stretching to screening capabilities.
Find the video below.
Watch the first part of this two-part series here.
Copyright © 2026 RegTech Analyst
Copyright © 2018 RegTech Analyst
