EUDI Wallet rollout puts identity verification under scrutiny

EUDI Wallet rollout puts identity verification under scrutiny

Regulated businesses across Europe are facing a new digital identity compliance challenge as the EU prepares to introduce European Digital Identity Wallets (EUDI Wallets). Identity verification provider Hopae has expanded its Hopae Connect sandbox to include Germany’s d-you and Denmark’s AltID Wallet, giving businesses a way to test wallet-based verification before relevant acceptance requirements take effect.

The expansion allows organisations to experiment with two national wallet implementations through a single API, rather than arranging separate access to each country’s testing environment. For compliance and technology teams, this creates an opportunity to assess how wallet credentials could be incorporated into existing customer identification, onboarding and authentication processes before moving to production.

EUDI Wallets form part of the EU’s revised eIDAS Regulation, commonly referred to as eIDAS 2.0. The framework is intended to establish a common approach to digital identity across the bloc, enabling individuals to prove their identity, hold digital credentials and share selected information with public and private sector services.

A key feature is the ability to disclose only the information required for a particular interaction. Rather than sharing a complete set of personal details, a user may be able to provide a specific attribute, such as proof of age. For businesses, this introduces new considerations around how credentials are presented, verified and processed, as well as how wallet-based checks fit into existing compliance workflows.

The implementation timetable is becoming increasingly important for organisations within scope of the rules. EU Member States must provide at least one EUDI Wallet by the end of 2026. By December 2027, certain private-sector services will also be required to accept compliant wallets when customers choose to use them, subject to the regulation’s scope and exemptions. The requirements do not apply to every business, making it important for organisations to establish whether their services are covered.

Testing in advance could help businesses identify technical gaps and understand how wallet verification will affect their customer journeys. It may also give compliance teams time to assess how the new method fits into existing identity verification controls and operational procedures.

The wallets available through Hopae Connect are at different stages of development. Germany’s d-you is the country’s state EUDI Wallet, developed by the Federal Agency for Breakthrough Innovations (SPRIND) on behalf of the Federal Ministry for Digital and State Modernisation (BMDS). Germany plans to release its first version in early 2027, with additional functionality expected to be introduced over time.

Denmark’s AltID is the official digital identity and credentials app operated by the Danish Agency for Digital Government (DIGST). It currently supports a photo ID card and proof of age for domestic use, while further credentials and EU-wide functionality are planned.

These differences are relevant for businesses operating across multiple jurisdictions. Although the wallets are being developed within a common European framework, the available credentials and testing capabilities depend on each national implementation. Organisations will therefore need to consider how their systems handle different wallet features as they become available.

Hopae participates in both sandboxes as an intermediary service provider and wallet verifier. Through its platform, customers can use a test application to explore the user experience or connect their own systems through the Hopae Connect API to evaluate verification workflows.

Support for d-you and AltID is currently limited to sandbox environments, with functionality dependent on what each national testing environment provides. Hopae said it plans to support both wallets in production as they launch and expand its offering as more national EUDI Wallet sandboxes become available.

For RegTech providers and regulated businesses, the opportunity to test these systems is a step towards understanding the operational impact of Europe’s changing digital identity requirements. Early preparation can help organisations assess integration needs, review verification processes and identify changes required before the relevant acceptance deadlines.

As EUDI Wallets move closer to wider deployment, businesses will need to turn regulatory expectations into workable identity verification processes. The immediate priority is to understand which requirements apply, test the available technology and prepare systems to accommodate compliant wallet-based checks.

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