Capgemini has launched a first-of-its-kind pKYC sandbox, aimed at helping financial institutions adopt a real-time, continuous compliance framework.
The new solution addresses the challenges associated with outdated and labour-intensive static KYC procedures, which expose firms to operational risks and regulatory vulnerabilities. With financial crime constantly evolving, Capgemini’s pKYC sandbox supports a more dynamic approach to anti-money laundering (AML) compliance and risk management.
Capgemini delivers a broad suite of financial crime compliance (FCC) services across risk, regulation, and operational transformation. The firm recently enhanced its capabilities through the acquisition of Delta Capita BV, reinforcing its position as a trusted partner for financial institutions navigating complex compliance demands.
The newly introduced pKYC sandbox enables financial institutions to test, refine, and scale continuous KYC processes in a secure, modular environment. It supports the integration of data-led, event-driven reviews that proactively detect changes in a customer’s risk profile. This allows firms to respond faster to evolving threats while streamlining regulatory reporting and internal workflows.
Built with flexibility at its core, the sandbox supports multiple cloud platforms and integrates leading RegTech components. It allows for real-time visualisation of pKYC in action and helps institutions quantify the operational and financial impact of adopting a perpetual KYC operating model.
The sandbox also identifies workflow bottlenecks, facilitates rapid feasibility testing, and enables seamless deployment while maintaining compliance standards. By offering a safe testing environment free from the risk of customer data exposure, Capgemini empowers firms to confidently advance their compliance strategies.
Additional commentary highlighted the industry-wide significance of this solution. ING’s global head of financial crime prevention for wholesale banking, Ivar Lammers, said, “Capgemini’s pKYC sandbox is an impressive blend of visualizing the effectiveness of KYC processes in action and experimenting with new tools in a secure environment, all without risking customer data and optimizing infrastructure cost.”
Capgemini global head of risk and financial crime compliance, Manish Chopra, said, “Static KYC processes present opportunities for financial criminals to exploit gaps and weaknesses for money laundering and other fraudulent activities, creating a continuous risk factor for financial institutions. We firmly believe that perpetual KYC is the approach needed to protect financial institutions from undue risk, enforcement actions, and large fines.”
Dheeraj Maken, practice director at Everest Group, said, “In response to industry challenges around manual KYC processes and operational spikes, Capgemini has developed a pKYC sandbox that offers agile testing and rapid time-to-value.”
Elsewhere in the RegTech space, AuditBoard, the global platform for connected risk management, has launched a new AI governance solution designed to help organisations fast-track their AI risk management programmes and promote responsible AI innovation.
The launch was announced at the RSAC™ Conference in San Francisco, California.
The move comes as the demand for effective AI governance continues to grow, with organisations across sectors integrating AI into their operations at an increasing pace.
A recent survey by AuditBoard and Ascend2 revealed that 72% of audit, risk, and compliance professionals expect AI to significantly impact their risk management processes. While enthusiasm for AI’s potential remains high, the findings underline the importance of balancing innovation with responsible deployment.
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