AML Trends 2025:
- 202 compliance professionals from 39 countries shared insights on AML technology adoption
- 43% cited insufficient budgets as the biggest barrier to AI implementation
- Despite challenges, nearly half of firms planned to adopt new compliance technologies
202 compliance professionals from 39 countries shared insights on AML technology adoption
The 2025 AML Trends Report by Alessa gathered insights from 202 compliance professionals across 39 countries, representing a diverse range of financial institutions and industry roles.
The report aims to provide a clear picture of how compliance teams are navigating today’s evolving financial crime landscape—highlighting both the opportunities and challenges shaping AML technology adoption.
Through direct feedback from professionals in the field, the findings shed light on the state of innovation, investment, and readiness across global compliance functions.
43% cited insufficient budgets as the biggest barrier to AI implementation
When asked what has prevented greater technology adoption, 43% of respondents pointed to insufficient budgets and resources for AI implementation as the leading challenge.
Data privacy and security concerns (31%), regulatory uncertainties (29%), and limited understanding of AI technologies (26%) also ranked high.
The data reveals that while awareness of AI’s potential in AML is growing, financial institutions continue to face significant structural and regulatory hurdles that slow progress.
Despite these constraints, nearly half (48.5%) of respondents indicated plans to adopt new compliance technologies this year—reflecting a cautious but determined move towards modernisation.
Despite challenges, nearly half of firms planned to adopt new compliance technologies
Although barriers remain, the overall sentiment from compliance professionals suggests growing optimism about the role of AI in transforming AML processes.
As firms look to streamline operations, enhance detection accuracy, and reduce manual workloads, the focus is shifting toward longer-term investment in automation and data-driven compliance strategies.
The survey underscores a clear industry transition—from awareness to action—as organisations seek to balance innovation with accountability and build sustainable, technology-enabled AML frameworks for the future.
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